Home insurance and home warranties both offer protection for homeowners, but they cover different things and work in distinct ways. Home insurance covers unforeseen events like fire, theft, and natural disasters, while a home warranty focuses on the repair and replacement of home systems and appliances due to normal wear and tear. Home insurance is often required by mortgage lenders and involves annual premiums and deductibles, whereas a home warranty is optional and involves an annual service contract and service call fees. These protections offer distinct benefits, ensuring both structural and mechanical peace of mind for homeowners.
Join us for and informative event where we'll cover essential aspects of the home buying process. From navigating the steps of purchasing a home and understanding how to qualify for a loan, to exploring what escrow really entails.
Check out this amazing back yard at our listing in Waddell. Imagine the fun you can have re-visiting your childhood again, 4-Square, Tetherball, Hopscotch, and more!!!!
Have you heard of the USDA loan program?
The USDA Loan Program, also known as the USDA Rural Development Guaranteed Housing Loan Program, provides financial assistance to low- and moderate-income individuals and families seeking to purchase, improve, or repair homes in eligible rural areas. With competitive interest rates and no down payment requirements, the program offers an accessible path to homeownership for many who might otherwise struggle to secure financing.
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Join us with the the Easter Bunny for an Easter Egg Hunt with prizes, snacks, and a ton of fun.
April 6th from 103pm at Belen Soto Elementary's Field.